The employer can be indemnified against the legal liability towards injury &/or disability &/or death of any workmen by Noble Insurance. This cover is normally provided as an extension under WC policy upto specified limit.
Employer’s Liability Insurance as an extension to the Workmen’s Compensation Insurance, it can however, be issued as a stand-alone policy as per the requirements of the customer.
Employer’s Liability Insurance indemnifies employers to pay compensation which they are legally required to pay under the Common Law for personal injury or death by accident arising out of and in the course of the employment.
The Policy also pays for all costs and expenses incurred in defending any claim for compensation, but with the prior consent of the company.
The maximum limit of liability granted is AED 1,000,000/- on any one occurrence in the aggregate, but limited to AED 200,000/- per person per accident, including all costs and expenses during the period of insurance.
The indemnity provided as compensation for damages and costs & expenses of litigation shall be as per UAE law and the jurisdiction is United Arab Emirates.
The premium rate is applied on the Limit of Indemnity. The premium rate depends on the nature of work and the risk involved.