Life & Wealth Insurance
Individual Life Insurance

Noble Insurance Broker can arrange most suitable Life Insurance and Investment Oriented Plans, conventional or unit linked, from the wide spectrum of available products from various providers in the Dubai, UAE.
We do everything we can for our loved ones, not because we have to, but because we want to. With the right life insurance coverage, we can be happy knowing that our loved ones will be able to live out their dreams, no matter what the future holds. What could be better?
The foundation of life insurance is the recognition of the value of a human life and the possibility of indemnification for the loss of that value.
Life-based contracts tend to fall into two major categories:
- Protection policies – designed to provide a benefit in the event of a specified event, typically a lump sum payment. A common form of this design is term insurance.
- Investment policies – where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US) are whole life, universal life, and variable life policies.
You insure everything that’s important to you: your car, your home, your belongings…so, it only makes sense to insure yourself!
In short, life insurance provides your family with financial security and stability when it matters most
Our technical team will be happy to assist you should you require additional information or further clarification.
Endowment Life

Noble Insurance Broker can arrange various Endowment Products where life cover, along with Savings, is provided for a specific purpose for a specific period. The Sum Assured, along with accumulated Bonuses, is paid on Maturity provided the premiums have been paid in full.
Endowment Products with Unique Features:
- Products with Family Income Benefit – In case of premature death of the Life Assured, part/full Sum Assured is paid as family income on regular interval (monthly/quarterly/half-yearly/yearly) for the remainder of the policy term.
- Continuation of Life Cover equal to the original Sum Assured, even after maturity of the policy, till life.
- Product with Critical Illness rider where, if nothing happens, the Sum Assured, along with Bonuses, is paid on maturity provided premiums have been fully paid.
- Facility to pay premium within a period of five years or in lump sum.
Our technical team will be happy to assist you should you require additional information or further clarification.
Money Back Life

This insurance product can help you make sure your family is provided for, your child’s educational needs are taken care of, and that your children won’t have to worry about their future.
A wide range of different child education products are available for parents who wish to ensure uninterrupted high/professional education of their child by making intelligent and sufficient provisions today.
- Waiver of future unpaid premiums in case of unfortunate death of Policy holder i.e. Parent.
- Part/full Sum Assured is paid as lump sum Allowance in case of premature death or total disability of the Policy Holder.
- Payment of Sum Assured in regular installments or in lump sum at selected age with bonus on maturity.
- One full Sum Assured is also paid in case of premature death of the life assured, apart from Maturity Benefit.
- Product with Guaranteed Additions for the full term.
Our technical team will be happy to assist you should you require additional information or further clarification.
Education Life Insurance Products

This insurance product can help you make sure your family is provided for, your child’s educational needs are taken care of, and that your children won’t have to worry about their future.
A wide range of different child education products are available for parents who wish to ensure uninterrupted high/professional education of their child by making intelligent and sufficient provisions today.
- Waiver of future unpaid premiums in case of unfortunate death of Policy holder i.e. Parent.
- Part/full Sum Assured is paid as lump sum Allowance in case of premature death or total disability of the Policy Holder.
- Payment of Sum Assured in regular installments or in lump sum at selected age with bonus on maturity.
- One full Sum Assured is also paid in case of premature death of the life assured, apart from Maturity Benefit.
- Product with Guaranteed Additions for the full term.
Our technical team will be happy to assist you should you require additional information or further clarification.
Unit Linked Life

A wide range of market linked investment oriented products are available on offer. Such products provide an opportunity to get return along with various covers including Life cover with maximum flexibility.
- Investment in Indian/ International markets as per your choice.
- Products with riders like Accident/ Disability/ Critical illness rider/ Dismemberment/ Hospitalization/ Family Income etc.
- ULIP products can arrange Retirement/ Savings/ Medical/ Education/ Marriage Funds for self and family.
- Products can provide cover for the whole family for the whole life.
- Single Premium/Regular premium products also available.
NOBLE Insurance Broker, has these products and can advise the best product suitable on the basis of your financial status
Life Insurance-Pension Plans

Retirement is a period that can give shocks; physical, financial, emotional, medical, everything; if proper financial arrangements have not been arranged during early part of our life. Everyone wants to be self-dependent during his/her life, particularly during old age. It is basic aspiration of everybody to have peaceful & happy retired life. We help you to make sufficient financial provision for your old age by offering Retirement solutions especially focused and designed for you. We have deferred and immediate pension products, both Unit linked and Endowment nature, suitable to your needs and requirements.
- Pension products suitable for any Conditions.
- With Life Cover and without Life Cover Products.
- Products with various Pension Options.
Our technical team will be happy to assist you should you require additional information or further clarification.
Wealth Management Solutions

Creation & Acquisition of wealth is sometimes easy but retaining and managing it comes at a cost. That’s where the role of a wealth management arm comes into play. Wealth Management is a science which needs qualifications, professionalism, knowledge and expertise of various things related to investment. Noble team has all these requisites and ready to support you to manage your wealth more effectively.
Now-a-days, Wealth management has become a full time job because of various options of investment spanning equity, bonds, money market instruments, currency, commodity, metal etc.
Insurance-related Investments are also another channel of managing wealth. These products will give one a window to manage wealth for various purposes in one’s life during the entire lifespan.
Taxation, Regulations, Territorial rules or implications also come into play when wealth management planning is done depending upon the need and requirement of an individual or a corporate body.
Products:
The main products that can be offered to clients are based on;
Estate Planning:–
Regular or lump sum savings can create an Asset or Estate which can be utilized for specific purposes during one’s life. Assets thus created will be useful during times when you need to buy estate or property etc. Specific products or plans or programs can be designed to suit one’s requirements.
Education Planning:-
Children’s education is one thing about which every parent is always anxious and wishes to ensure the highest quality education for professional courses for his/her child. With the ever rising inflation and cost of education, it is very much necessary that the planning for it starts at the earliest stage of a child’s life.
Marriage Planning:-
Marriage is desired for and by everyone. Marriage can demand excessive arrangements of capital, in most societies, as it shapes the life of an individual and a family thereafter. With proper arrangements of capital from the very beginning it becomes very much convenient for a family to take care of its child’s marriage expenses vis-à-vis its ever increasing costs.
Retirement Planning:-
Dying early is a serious problem, but living too long is a more serious problem. Unfortunately, most of us ignore this problem. With the increase in the longevity of an average human life year after year, now 74 years, it becomes a problem to be self-dependent financially, physically, emotionally etc. Being independent financially will have much convenience in our late life. Many countries in this world don’t have any arrangements, of any sort, for the elderly people living longer. Early start will need only smaller amounts being saved regularly to create a capital granting much needed financial independence. Starting savings late in life means losing a great deal on accumulation and thus compromising to a great extent to suffer late in life.
Business Capital Funding:-
Project funding or financing is required for businesses or companies to have their dreams of doing business fulfilled. Funding can provide much needed oxygen at the right time to a business to take its desired course. Many forms of funding or financing can be arranged.
Mortgage Insurance:-
Companies need funds to do business or to be in business. Many times, they need funding arrangements from a bank or a financial institution. The financial institution will ask for mortgage arrangements before releasing the loan or funds or finance arrangements. Mortgage Insurance is a handy tool to meet unforeseen events for the company besides insuring loss of capital for the bank or financial institution.
Business Insurance:-
Many forms of insurances are available under Business Insurance. It is only a matter of choice and convenience for a business entity to use it in the form it deems fit, proper and necessary. Sometimes it can be only for creating capital or ensuring cash flow arrangements or mitigating the risk of losing any key man or woman.
Jumbo Insurance:-
It is a form of arrangement wherein high or big value arrangements are done for HNWIs. In it, insurance policies are issued for a very long term with guaranteed returns and arranging funds through banks or financial institutions for premium payments. Premiums can be paid in lump sum or on regular intervals. Like other insurance policies, these also come with a great deal of flexibility.
Regulatory Insurance:-
This kind of arrangement will take care of the local labour laws effectively through Ministry of Labour. Gratuity or End of service benefits payable under the Ministry of Labour laws can be a drain on the cash flow arrangements or finances of a company, if not properly taken care of.
Liability Insurance:-
This arrangement takes care of manifold liabilities for an individual or a business entity operating anywhere in the world. This is a new concept picking up very fast in the complex business environment involving risks of complex nature.
Will:-
Living in a countries like Gulf always gives us much comfort in terms of world-class facilities available anywhere in the world. But a topic that gives us concern is whether Sharia Law will be applicable on the financial or investment products. What is Sharia Law and how does it affect most of us? A Will is a document that can take away much of your worries. How a Will is prepared, what does it do, what benefits does it offer, how is it legalized, what are its implications? All these questions can be addressed with our expertise.
The products shall work on the premise of an important concept called Human Life Value Chain wherein the value of a human life is calculated numerically taking into account rate of interest, inflation, expenses, income and needs for the entire life span.
Other important aspects that play additional role are the offers from the service providers. As a Broker, our advisory services will always have additional value as we keep client’s interests on top. We have the knowledge of all products available in the market. We don’t represent an amateur financial professional or we don’t represent any particular service provider so as to have some vested interest for one company.
As we are an independent financial advisor group, we always have our hands on the most suitable offers that can fully satisfy the needs and requirements of an individual or a corporate client.
NOBLE Insurance Broker, can provide solutions keeping in mind:
- Best possible returns;
- Most suitable offers;
- Client’s requirements;
- Benefits n features;
- Long term as well as Short term needs;
- Small to Big;
- Micro Insurance to Jumbo Insurance;
- Various additional attractive riders;
- Inflation adjusted returns;
- Internationally available competitive products;
- Tax & Regulatory related solutions;
- Onshore & Offshore advisory services n products
Our technical team will be happy to assist you should you require additional information or further clarification.
Key Man

Noble Insurance Broker support clients in Risk Management of the entire portfolio and advise the steps to be taken to improve the risk and make it attractive to the Underwriters to underwrite the risk.
Keyman Insurance is an effective tool by which the organization can protect Financial Loss against the unfortunate death of key people.
Purpose of Key Man Cover:
- It provides a financial cushion to the Company:
- To protect loss of customer or sales in absence of Key Man
- To protect loss of an opportunity to expand in future
- To protect relationship developed & managed by Key Man
Who can be Key Man ?
A person having specialized skills can be considered as Key Man, whose death can cause loss to the Company.
- Directors of the Company
- Key Sales People
- Key Project Managers
- People with Specific skills.
Our technical team will be happy to assist you should you require additional information or further clarification.